To assist in the complex task of managing the Scheme, the Trustee takes professional advice from a number of different organisations. All of these companies and individuals are experts within their fields and operate within the tight legal requirements governing today's pension schemes.

Actuary - Mr G Oxtoby, Willis Towers Watson Limited, Consulting Actuaries
The Scheme's actuary carries out valuations of the Scheme to ensure that the liabilities (what the Scheme expects to pay out in benefits) can be met by the Fund.

Auditor - Deloitte LLP, Chartered Accountants
The auditor makes a check on the transactions of the Scheme, ensuring that the accounts are correct against the contributions and investment income that have been received and the pensions and other benefits that have been paid out.

Banker - Barclays Bank Plc
The Scheme holds appropriate bank accounts for the transfer and management of money into and out of the Fund; a cash account for paying benefits on an immediate basis and for paying administrative costs.

Medical Adviser - PAM Group

From time to time, the Trustee is required to consider whether ill health benefits should be paid to a member. The Medical Adviser considers the medical evidence in each case and makes recommendations to the Trustee.

Solicitor - Travers Smith LLP
The Scheme's solicitor advises the Trustee about legal matters relating to the operations of the Trust Deed and Rules, the documents defining how the Scheme works under law.

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